I am sometimes asked, “How can I afford to invest in commercial properties?” First, remember you get what you pay for. If it’s too good a deal, there’s likely an underlying reason not to make the deal. However, if your proper due diligence reveals an excellent investment, be prepared to pony up 10-30% down payment and finance the remainder.
Seek competing loan options from banks, mortgage brokers, credit unions, government-backed SBA programs and inquire about seller financing. Sometimes it could be as inexpensive as buying the existing note and getting the seller off his hook. Be creative in your approach.